[Original post: Friday, March 21, 2008 @ 3:34am]
Wow, I cannot believe my luck!! I just got back home from a night of fun, amazing photography
(see below), and a car wreck in my brand-new 2007 Chevy Cobalt. Tonight was supposed to be (and was) a lot of fun, until this random dark-grey, 2005 Honda Accord (probably with a drunk driver) ran into the side of my car, tearing up the back side, breaking off my tire's hubcap, and making my car spin into a 180° turn. Oh, and did I mention they didn't have their lights on? Regardless, as soon as I stopped, they were on their way down the street, speeding away from the scene. That's when Dave (my passenger) yelled "follow them!" So, without thinking and still in shock, I went down the road, and caught up to get their license plate and description of the car. Dave was on my cell phone reporting the accident to the police. The person who was driving the other car took absolutely nothing into consideration because they were going down one-way streets, running red lights, stop signs, swerving to miss pedestrians, etc. It was really scary and it felt like I was on an episode of COPS, but after what seemed like forever, Dave told me to stop following them and go back to the scene of the accident. I was really shaken up, but we got back to the site where a police officer took a report on the hit and run. When we got back home, I called my car insurance company to report the claim and they told me that my agent would get back with me. Well, I only hope that I don't have to pay for the repairs to my baby, or I might have to declare bankruptcy... Wish me luck![Update #1: Tuesday, March 25, 2008 @ 12:41pm]
I was just informed that my car repair is going to cost me about $4,000 (four-thousand-dollars) because I have to get a new suspension, a new left-side panel for the body of my car, a new hubcap, and the list goes on. This is just my fucking luck! Let me explain: for the first time in almost an entire year, I was finally
getting out of debt (because of my digital camera purchase
) and then, I get into a hit-and-run car accident. Is this karma, because I've always tried to be a really good person!? I mean, for crying out loud! Even though, I only have to pay $500 from the repairs, it's still going to put me back into the proverbial financial hole, big time. Oh, and I also have another car payment and
my insurance payment that's due today, so that's yet another $500! Why me!?
Oh, and did I mention that I still have almost $16,000 (sixteen-thousand-dollars) left to pay off for my car?
Fortunately, that should be paid off in the next five years or so. I think I need to start in the counterfeiting business or maybe go legit and win the lottery. [Update #2: Friday, August 15, 2008 @ 9:54am for mid-April]
I suppose I should update this one last time - In mid-April, I [finally] got Gary (my car) back after it taking an extra three weeks to finish the repairs. The suspension had to be replaced, which actually upped the estimated $4,000 to a little over $6,000 in repairs - about half the cost of the entire
car, minus the loan interest. Fortunately, I have good insurance
, so the only thing I had to pay for was $500 for the repairs and about $280 for the rental car. I've been driving Gary since I got him back and he's been doing great. It [still] feels as if this accident never even happened; the mechanics did a great job fixing up my baby!
Even though the police found (and prosecuted) the drunk driver on several accounts (driving under the influence, running a stop sign, driving without lights on at night, driving without insurance, etc), there's a very good chance that I'll never be reimbursed for my out-of-pocket expenses... Fortunately, I was able to (slowly, but surely) overcome the whole financial part, so I didn't have to declare bankruptcy. Regardless, after all that I've been through, I [really] hope that I never have to go through anything else even remotely similar to this again. At the very least though, I still have my award-winning photo of Denver
(see below). I guess that just proves that even in really bad times, great things can come out of it...